Areas of Expertise

At Braun and Associates, we provide a wide array of services to our clients in order to meet their financial needs through every phase of life. Whether you’ve done a little planning, a lot, or none at all, we’ll meet you where you are and help you take the right steps to grow, manage, and protect what you’ve worked so hard to earn. Leveraging the expertise of our strategic partners, we commonly serve our clients in eight primary areas as detailed below.

Cash Flow and Budgeting

  • Emergency Funding
  • Expenses and Budgeting
  • Debt Management

Investment Planning

  • Review of Portfolio
  • Asset Allocation
  • Assessment of Risk Profile
  • Withdrawal Strategies
  • Investment Policy Statement
  • Concentrated Position Management
  • Review Investments Held Outside of the Firm

Review of Other Insurance

  • Health Insurance
  • Homeowner’s or Renter’s Insurance
  • Liability Coverage

Risk Management and Insurance Planning

  • Review of Existing Policies
  • Life Insurance Needs
  • Long Term Care Insurance
  • Disability Insurance

Education Planning

  • 529 College Savings Plans
  • Roth IRAs for Children

Estate Planning and Charitable Giving

  • Wills
  • Power of Attorney
  • Health Care Proxy
  • Trusts and Gifting
  • Irrevocable Life Insurance Trusts
  • Estate Taxes
  • Guardian for Minor Children
  • Charitable Giving and Trusts

Retirement Planning

  • Retirement Goal Setting
  • Social Security and Medicare
  • Business Planning
  • IRA Contributions and Conversions
  • Employer Sponsored Plans and 401(k)s
  • Annuities and Pensions
  • RMDs and Withdrawal Strategies
  • Self-Employed Retirement Plans

Tax Efficient Planning

  • Review of Cost Basis
  • Review of Realized Gains
  • Carry Forward Losses
  • Tax Loss Harvesting
  • Potential Roth Conversions
  • Health Savings and Flexible Spending Accounts

Financial Representatives do not offer legal or tax advice. Consult with your legal and tax professionals for your individual circumstances.